Auto Insurance

Most states have over 100 auto insurance companies, some reach up to 200. Which one will you pick?

Do you know what is required in state of Georgia?

When buying car insurance in Georgia, it has to have the following minimum liability:

  • $25,000 for injury/death to one person
  • $50,000 for injury/death to more than one person
  • $25,000 for damage to property

How do I know what to get?

Nowadays everyone can get a quick quote by simply going to any insurance site and entering their zip cod, however, how do you know what to buy? Everyone buying car insurance should ask them selves these five questions.

  • How much car insurance do you need?
  • Does Liability Insurance cover damage to your vehicle?
  • What is No-Fault car insurance?
  • Will auto insurance pay for all damages?
  • What do the letters UIM stand for?

Most drivers can not answer these questions with a true answer. Liability insurance for example only covers damage or injuries or both only to other people.

So where do I start?

Start with a research. Never assume you know everything about car insurance. Some drivers have never filed a claim at the same time believe they are covered for any accident. There are many different types of car insurance so you need to review your coverage and make sure you have a well rounded policy with sufficient limits from a reliable provider. Auto insurance is a mandatory requirement today in most of the states and all drivers are required to obtain yet many still only understand how much the amount of the monthly premium is. Learn about the types of coverage and then consider how policy deductibles work and how much coverage you need.

Some interesting facts

The most stolen cars in Georgia
  1. Honda Accord
  2. Chevrolet Pick Up
  3. Honda Civic
  4. Ford F150 Pick Up
  5. Toyota Camry
  6. Oldsmobile Cutlass
  7. Ford Explorer
  8. Dodge Caravan
  9. Dodge Ram
  10. Chevrolet Impala
Where Your Car May Get Stolen in Georgia *
  1. Columbus (15)
  2. Macon (20)
  3. Augusta (26)
  4. Savannah (28)
  5. Atlanta (45)
  6. Chattanooga (94)
  7. Brunswick (109)
  8. Athens (117)
  9. Albany (121)
  10. Warner Robins (154)
* – The Hot Spots are determined by number of vehicles stolen divided by that district´s population.
The top 10 Hot Spots for Georgia (with national positions in brackets) appear below.
Typical Georgia Car Insurance Rates
  1. Car Insurance in Davisboro – $715
  2. Car Insurance in Athens – $1,126
  3. Car Insurance in Savannah – $1,329
  4. Car Insurance in Sandy Springs – $1,348
  5. Car Insurance in Macon – $1,375
  6. Car Insurance in Columbus – $1,400
  7. Car Insurance in Albany – $1,403
  8. Car Insurance in Augusta – $1,413
  9. Car Insurance in Atlanta – $1,461
  10. Car Insurance in Marietta – $1,492

Get an Auto Quote


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  11. DRIVER INFORMATION
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  13. At The Independent Group we do believe in
    customer privacy. However, in order to provide
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    we must have your state license number information
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  31. Desired Coverage
 

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